Couple our purchase and rehab loan with one of these closing cost and downpayment assistance programs.

Many of these programs require certified homeownership counseling.
For a list of certified counselors, click here.
 

 >> If you're looking for grant programs for emergencies or seniors, click here.

 

AMERICAN DREAM DOWNPAYMENT INITIATIVE

The American Dream Downpayment Initiative (ADDI) is a forgivable downpayment and closing cost loan to first time homebuyers with family incomes of or below 80% of the area median. Click here for more information contact Marva Allett at (410) 396-1319.

BALTIMORE CITY LIVE NEAR YOUR WORK

Click here for more information. A partnership between participating employers and the City of Baltimore
designed to encourage homeownership near place of employment.

 

JOHNS HOPKINS LIVE NEAR YOUR WORK

Click here for more information. If you are an employee at Hopkins, you may be eligible for downpayment
and closing cost assistance up to $17,000. The following Healthy Neighborhoods qualify:  Remington,
Better Waverly, Waverly, Bayview, Highlandtown, Patterson Park, Ednor Gardens, Charles North, Mount Vernon and Greenmount West.
 

LIVE BALTIMORE BUYING INTO BALTIMORE FAIR

Click here for more information. Get $3,000 toward the purchase of your new home in Baltimore City.

MARYLAND MORTGAGE PROGRAM DOWNPAYMENT ASSISTANCE

Click here for more information. The State of Maryland Community Development Administration (CDA)  offers downpayment and closing cost assistance products.

 

MARYLAND REHABILITATION TAX CREDITS

Click here for more information. Provides a Maryland income tax credit equal to 20% of the qualified capital
costs expended in the rehabilitation of certified historic structures.